Underwriting Engine

Underwrite Smarter.
Fund with Confidence.

Bank statement analysis that reveals the truth behind the numbers so you can close more deals and eliminate costly defaults.

Detect Stacking
125+ funders & patterns
Verify Integrity
Catch doctored statements
Score Risk
Approve with confidence
No Credit Card Try It For Free Results in Minutes
VeriBank.io Dashboard
Real-time portfolio risk overview
BR
Total Analyses
248
+18% this month
Low Risk
142
57%
Watchlist
68
27%
High Risk
38
16%
Portfolio Risk Distribution
248
Total
Low Risk 57%
Watchlist 27%
High Risk 16%
Top Stacking Detections
Rapid Advance Solutions18
Capital Direct Funding11
Quick Growth Capital9
Business Finance Group7
Other Funders14
Recent Analyses
MerchantRiskStackingDecision
Apex Supply Co.822 DetectedApproved
Metro Retail Group651 DetectedReview
Elite Transport LLC343 DetectedDeclined
View All Reports →
Trusted by Brokers, ISOs & Funders Nationwide
50K+
Statements Analyzed
125+
Funders Monitored
$5B+
Deals Supported
99.9%
Uptime & Secure
Analysis Engine

Extracts and structures data from any bank statement in minutes. No manual entry. No waiting.

Statement Integrity

Reconciles every statement against its printed totals to catch doctored or altered documents.

Stacking Detection

Identifies existing MCA positions across 125+ funders and patterns others miss.

Risk Scorecard

One-glance risk assessment with payment capacity and cash flow intelligence.

Secure & Compliant

Bank-grade encryption, data isolation, and full audit trails for every report.

Pricing Tiers

Pay per deal, or plug it into your desk.

PAY-AS-YOU-GO
$12 /deal

For when a deal can't wait and you don't want a subscription.

  • Full underwriting report, every time
  • Stacking detection + fraud reconciliation included
  • Credits never expire
  • Upgrade to a plan anytime — no lost credits
Buy Deal Credits
STARTER
$49 /mo
10 deals/month — $4.90 per deal

For the solo broker who's done squinting at PDFs.

  • Everything in Pay-As-You-Go
  • Unused deals roll over (up to 10)
  • Report history dashboard
  • Branded PDF exports for funder submissions
  • Overage: $8/deal
Start Free Trial
★ MOST POPULAR
BROKER
$149 /mo
40 deals/month — $3.73 per deal

For active shops and small ISOs running real volume.

  • Everything in Starter
  • Unused deals roll over (up to 40)
  • Team seats included
  • Priority processing
  • Overage: $6/deal
Start Free Trial
DESK
$399 /mo
150 deals/month — $2.66 per deal

For ISO desks and funders that want this wired into their workflow.

  • Everything in Broker
  • Full REST API + webhooks — push reports straight into your CRM
  • Unused deals roll over (up to 150)
  • Dedicated onboarding
  • Overage: $4/deal
Start Free Trial
ENTERPRISE
Let's talk

For funders processing serious volume.

  • Custom deal volume — effective pricing under $2/deal
  • White-labeled reports with your logo
  • SLA + dedicated support channel
  • Custom retention and compliance terms
  • Volume API rate limits
Book a Call
Billed monthly. Switch to annual and save 2 months.